Atlantic Bay Inc.
600 Lynnhaven Parkway
Virginia Beach, VA 23452
Contact via Email
Text the word: LENDER To: 72727
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Hours of OperationOnline 24/7
Founded in 1996 by Brian Holland, Atlantic Bay Mortgage Group is lending peace of mind to the mortgage process. Brian started Atlantic Bay with a team of only five employees in a small Virginia Beach office. The company has since grown to over 700 employees and over 80 office locations in 8 states.
Atlantic Bay is able to service many of the loans we fund, this means your payments are made directly to Atlantic Bay. This gives us the ability to continue working directly with you throughout the life of your loan.
To date, we’ve been fortunate enough to take part in helping over 100,000 home buyers.
While the national average time for closing mortgage loans is 51 days, Atlantic Bay’s closing average is only 27 days. We believe the joy and excitement of homeownership starts the moment you submit your loan application, so we’re intentional about making the closing process smooth and easy.
By having the agency approvals of Ginnie Mae, Freddie Mac, and Fannie Mae, Atlantic Bay is able to provide more flexibility with our programs and products. We offer purchase and refinancing for primary homes, second homes, and investment properties. We lend to single-family residencies, condos, manufactured homes, 2-4 unit properties, town homes and modular homes. Whether you’re looking to buy, build, remodel, or refinance, we offer a variety of loan options to suit your individual needs.
One of the things Atlantic Bay is passionate about is giving back to the communities in which we serve. Through our Atlantic Bay Cares (AB Cares) initiative, we have donated over $2 million and helped 115 organizations and charities. AB Cares is driven by the passion of our employees, and the program was designed to reflect the energy and enthusiasm that each of our team members possess. Those helped by the program include the National MS Society, SPCA, Hope Haven, Stop Hunger NOW, Ronald McDonald House, Roc Solid Foundation, Alzheimer’s Association, Salvation Army, American Cancer Society, Senior Services, and many more.
We understand that this process is not about getting a mortgage; it’s about having a home to build your life in. We’d love to help you get there, while giving you a fulfilling and enjoyable experience from start to finish.
We'll Impress YouNot Your Typical Mortgage Company
Atlantic Bay has helped more than 100,000 homeowners.
We have funded over $10 billion in home loans.
Celebrating 20 Years as your favorite mortgage lender.
Atlantic Bay has donated more than $2 million to charities
We Couldn't Do This Without You.
Our First-Time Borrowers
“My Atlantic Bay mortgage banker took me through the whole process. She took me as an individual and helped me. She got me right on track where I needed to be.”
the Tate family
Helping You Achieve Your Goals.
Our Refinance Clients
“We had such a great relationship with our Atlantic Bay mortgage banker. There was no anxiety at all in a situation that can cause anxiety.”
the Green family
Mission StatementAtlantic Bay Mortgage is a mortgage lender where the genuine care and consultation of our clients is our highest mission. We pledge to provide the finest personal service to our clients, who will enjoy the entire mortgage process and become a client for life.
Our GuaranteeYour New Home Is Waiting
Whether you're buying your first home or refinancing, our team will ensure the smoothest, most enjoyable experience you'll ever have with a mortgage company.